年収はそのまま、一生変わらないとして想定しました。保険は無し、
子供の教育は高校まで公立、大学は私学文系で試算
家は35歳のときに、ローン約2500万円、で借りたとして、計算しました。頭金は300万円、残りは親の援助があったものとします。一生涯手取り年収300万円のライフプランの詳しい説明はこちら
本人 | 妻 | 長男 | 長女 | 収入 | 支出 | 預金 | 預累計合計 | 住宅費 | 食費 | 小遣い | 光熱通信 | 教育 | 保険 | 衣料 | 車 | 家電 | レジャー | 他 | |
30 | 27 | 2 | 0 | 300 | 293 | 7 | 207 | 96 | 67 | 36 | 36 | 2 | 0 | 6 | 20 | 10 | 10 | 10 | |
31 | 28 | 3 | 1 | 300 | 305 | -5 | 202 | 96 | 67 | 36 | 36 | 4 | 0 | 6 | 30 | 10 | 10 | 10 | |
32 | 29 | 4 | 2 | 300 | 336 | -36 | 166 | 96 | 67 | 36 | 36 | 45 | 0 | 6 | 20 | 10 | 10 | 10 | |
33 | 30 | 5 | 3 | 300 | 365 | -65 | 101 | 96 | 67 | 36 | 36 | 64 | 0 | 6 | 30 | 10 | 10 | 10 | |
34 | 31 | 6 | 4 | 300 | 396 | -96 | 5 | 96 | 67 | 36 | 36 | 105 | 0 | 6 | 20 | 10 | 10 | 10 | |
35 | 32 | 7 | 5 | 300 | 693 | -393 | -688 | 410 | 67 | 36 | 36 | 78 | 0 | 6 | 30 | 10 | 10 | 10 | |
36 | 33 | 8 | 6 | 300 | 373 | -73 | -761 | 110 | 67 | 36 | 36 | 68 | 0 | 6 | 20 | 10 | 10 | 10 | |
37 | 34 | 9 | 7 | 300 | 361 | -61 | -822 | 110 | 67 | 36 | 36 | 46 | 0 | 6 | 30 | 10 | 10 | 10 | |
38 | 35 | 10 | 8 | 300 | 341 | -41 | -863 | 110 | 67 | 36 | 36 | 36 | 0 | 6 | 20 | 10 | 10 | 10 | |
39 | 36 | 11 | 9 | 300 | 501 | -201 | -1064 | 110 | 67 | 36 | 36 | 36 | 0 | 6 | 180 | 10 | 10 | 10 | |
40 | 37 | 12 | 10 | 300 | 343 | -43 | -1107 | 110 | 67 | 36 | 36 | 38 | 0 | 6 | 20 | 10 | 10 | 10 | |
41 | 38 | 13 | 11 | 300 | 355 | -55 | -1162 | 110 | 67 | 36 | 36 | 50 | 0 | 6 | 20 | 10 | 10 | 10 | |
42 | 39 | 14 | 12 | 300 | 357 | -57 | -1219 | 110 | 67 | 36 | 36 | 42 | 0 | 6 | 30 | 10 | 10 | 10 | |
43 | 40 | 15 | 13 | 300 | 361 | -61 | -1280 | 110 | 67 | 36 | 36 | 56 | 0 | 6 | 20 | 10 | 10 | 10 | |
44 | 41 | 16 | 14 | 300 | 384 | -84 | -1364 | 110 | 67 | 36 | 36 | 69 | 0 | 6 | 30 | 10 | 10 | 10 | |
45 | 42 | 17 | 15 | 300 | 366 | -66 | -1430 | 110 | 67 | 36 | 36 | 61 | 0 | 6 | 20 | 10 | 10 | 10 | |
46 | 43 | 18 | 16 | 300 | 402 | -102 | -1532 | 110 | 67 | 36 | 36 | 87 | 0 | 6 | 30 | 10 | 10 | 10 | |
47 | 44 | 19 | 17 | 300 | 496 | -196 | -1728 | 110 | 67 | 36 | 36 | 191 | 0 | 6 | 20 | 10 | 10 | 10 | |
48 | 45 | 20 | 18 | 300 | 449 | -149 | -1877 | 110 | 67 | 36 | 36 | 134 | 0 | 6 | 30 | 10 | 10 | 10 | |
49 | 46 | 21 | 19 | 300 | 553 | -253 | -2130 | 110 | 67 | 36 | 36 | 248 | 0 | 6 | 20 | 10 | 10 | 10 | |
50 | 47 | 22 | 20 | 300 | 653 | -353 | -2483 | 110 | 67 | 36 | 36 | 188 | 0 | 6 | 180 | 10 | 10 | 10 | |
51 | 48 | 23 | 21 | 300 | 399 | -99 | -2582 | 110 | 67 | 36 | 36 | 94 | 0 | 6 | 20 | 10 | 10 | 10 | |
52 | 49 | 24 | 22 | 300 | 399 | -99 | -2681 | 110 | 67 | 36 | 36 | 94 | 0 | 6 | 20 | 10 | 10 | 10 | |
53 | 50 | 25 | 23 | 300 | 315 | -15 | -2696 | 110 | 67 | 36 | 36 | 0 | 0 | 6 | 30 | 10 | 10 | 10 | |
54 | 51 | 26 | 24 | 300 | 305 | -5 | -2701 | 110 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
55 | 52 | 27 | 25 | 300 | 315 | -15 | -2716 | 110 | 67 | 36 | 36 | 0 | 0 | 6 | 30 | 10 | 10 | 10 | |
56 | 53 | 28 | 26 | 300 | 305 | -5 | -2721 | 110 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
57 | 54 | 29 | 27 | 300 | 315 | -15 | -2736 | 110 | 67 | 36 | 36 | 0 | 0 | 6 | 30 | 10 | 10 | 10 | |
58 | 55 | 30 | 28 | 300 | 305 | -5 | -2741 | 110 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
59 | 56 | 31 | 29 | 300 | 315 | -15 | -2756 | 110 | 67 | 36 | 36 | 0 | 0 | 6 | 30 | 10 | 10 | 10 | |
60 | 57 | 32 | 30 | 800 | 1195 | -395 | -3151 | 1000 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
61 | 58 | 33 | 31 | 0 | 355 | -355 | -3506 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 180 | 10 | 10 | 10 | |
62 | 59 | 34 | 32 | 0 | 195 | -195 | -3701 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
63 | 60 | 35 | 33 | 0 | 195 | -195 | -3896 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
64 | 61 | 36 | 34 | 0 | 205 | -205 | -4101 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 30 | 10 | 10 | 10 | |
65 | 62 | 37 | 35 | 0 | 195 | -195 | -4296 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
66 | 63 | 38 | 36 | 199 | 205 | -6 | -4302 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 30 | 10 | 10 | 10 | |
67 | 64 | 39 | 37 | 199 | 195 | 4 | -4298 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
68 | 65 | 40 | 38 | 199 | 205 | -6 | -4304 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 30 | 10 | 10 | 10 | |
69 | 66 | 41 | 39 | 238 | 195 | 43 | -4261 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
70 | 67 | 42 | 40 | 238 | 205 | 33 | -4228 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 30 | 10 | 10 | 10 | |
71 | 68 | 43 | 41 | 238 | 195 | 43 | -4185 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 20 | 10 | 10 | 10 | |
72 | 69 | 44 | 42 | 238 | 175 | 63 | -4122 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 0 | 10 | 10 | 10 | |
73 | 70 | 45 | 43 | 238 | 175 | 63 | -4059 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 0 | 10 | 10 | 10 | |
74 | 71 | 46 | 44 | 238 | 175 | 63 | -3996 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 0 | 10 | 10 | 10 | |
75 | 72 | 47 | 45 | 238 | 175 | 63 | -3933 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 0 | 10 | 10 | 10 | |
76 | 73 | 48 | 46 | 238 | 175 | 63 | -3870 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 0 | 10 | 10 | 10 | |
77 | 74 | 49 | 47 | 238 | 175 | 63 | -3807 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 0 | 10 | 10 | 10 | |
78 | 75 | 50 | 48 | 238 | 175 | 63 | -3744 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 0 | 10 | 10 | 10 | |
79 | 76 | 51 | 49 | 238 | 175 | 63 | -3681 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 0 | 10 | 10 | 10 | |
80 | 77 | 52 | 50 | 238 | 175 | 63 | -3618 | 0 | 67 | 36 | 36 | 0 | 0 | 6 | 0 | 10 | 10 | 10 | |
13253 | 16771 | 4530 | 3417 | 1836 | 1836 | 1836 | 0 | 306 | 1480 | 510 | 510 | 510 |